Lending Tailored
to Your Situation
Credit Options
Rather than taking a one-size-fits-all approach to lending, we tailor our offerings to the individual needs of our members. Member Savings lends based on a thorough analysis of your financial situation and offers you our best possible rates.
Get as Much or as Little as You Need
No matter what you need—a new car, vacation, or funds for education—apply for as much or as little as you need, any time. We accept personal loan applications around the clock. Member Savings assists you by matching your loan payments to your payroll deduction or the direct deposit of your pay.
If you’re in a pinch and need cash in a hurry, we can help with that, too. We’ve designed the Quick Cash loan to help members who need a short-term cash advance. Members can borrow up to $500.00 against their next pay.
Lines of Credit for Whatever You Want
With a Member Savings line of credit (a pre-approved loan) we’ll advance funds, as required, up to your approved limit. Now you can renovate, consolidate, invest, or do whatever you want—with no annual fees. Your line of credit is completely open; you can pay it down in part or in full at any time.
You can also capitalize on the hard work you’ve put into building equity with a home equity line of credit. Member Savings provides this pre-approved loan at interest rates as low as prime, secured by a first or second mortgage.
Really the Credit Card for You
Members get exclusive access to a Credit Union MasterCard, with direct approval through Member Savings. Use your Credit Union MasterCard to collect Choice Reward points, redeemable for merchandise and any type of travel—without blackout periods. See www.choicerewards.ca for details.
How Much Can You Afford to Borrow?
Use our Life Events Planner, with over 20 calculators, to assess your financial situation.
